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Big Car Title Loans Cost Mesa
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Do I get to keep my vehicle?
What is required to be approved for a title loan?
To be approved for a title loan with Big Car Title Loans Costa Mesa, you must be at least 18 years old and have the following:
- Lien-free car title
- Proof of income
- A government-issued ID
- You do not need good credit.
How much time can it take to obtain the funds after I am approved?
With Big Car Title Loans Costa Mesa, you can have your cash in as little as 24 hours. Make sure you bring the required documents when you apply for your title loan and you’ll have the cash you need before you know it.
I have a weak credit background. Am I still a candidate?
Yes, definitely! There isn’t any need to have a great credit score to obtain an auto title loan. We use your vehicle’s title as collateral to secure the loan.
Are there any pre-payment penalties?
Big Car Title Loans Costa Mesa does not charge a pre-payment penalty. In fact, we encourage customers to pay off their title loans sooner if possible.
What if I am unemployed?
As long as you have a monthly income of at least $1200, you can still apply. This income could also come from sources such as disability and retirement.
What will the length of my loan be?
This can vary based on your individual needs, however 3 years is the most common loan length. You can pay your loan off at anytime before the loan is up without any penalties or fees as well.
How do you determine the vehicle’s worth?
Kelly Blue Book would be a good source to get an idea for how much value your car has. This is based on many factors, such as age of car, mileage, make, model and condition.
What if I already have another existing title loan?
We may be able to refinance your open loan into the new loan, allowing you to get the extra money you need.
You will need to submit a few important documents to us. We will need a copy of your driver’s license, car title, proof of income, proof of residency, and your registration and insurance papers.
3. SHOW ME THE MONEY
Within 24 hours of turning in your paperwork, you can have the cash deposited directly into your checking account or pick up your cash from any location with MoneyGram.